Insurance policies play an indispensable role for all of us – – to cover financial losses we could not afford otherwise.  Auto insurance pays to replace a car after an accident.  Homeowners coverage pays to rebuild your home after a fire or hurricane major storm.  Renters insurance pays to replace property stolen after a break-in.    Commercial coverages protect businesses from a host of risks.  And life and health coverages pays for medical and end-of life costs that we don’t like to think about – but must.  All these policies are not hard to purchase, however getting the right coverage at the right price is another matter.  An insurance policy is a legal document – and the wrong one can be costly no matter the price.   At Johnson Group, we make the process simple and straightforward – but we also make sure you get the coverage and value you need and have every right to expect.