If you’re renting, it is easy to forget that your landlord is responsible for insuring the building you live in but not your personal belongings. Think of what you own – furniture, clothing, appliances and electronics. Losing it all or even some of it due to a fire or burglary would create a great financial hardship. Fortunately, renters coverages are not expensive and also covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people.
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